Spare change apps might be the savings hack you’ve been looking for

franckreporter/iStock(NEW YORK) — Investing can certainly be a daunting experience. Whether you are saving for a home, for your retirement, or just want to grow your hard-earned money, it’s tough to know where to start. Well, there’s something fairly new that investors are calling “spare change” or “fractional” investments, where you can contribute just a …

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